First Mortgage Processor Bilingual Preferred - Suncoast Credit Union
PascoWorks.com · Tampa
$50000 - $64000 Annually (Full-time)
First Mortgage Processor Bilingual Preferred - Suncoast Credit Union
PascoWorks.com · Tampa
$50000 - $64000 Annually (Full-time)
Description
{"ops":[{"insert":"Overview:\n"},{"insert":"\nSalary: $50,000 - $64,000","attributes":{"bold":true}},{"insert":"\n\n"},{"insert":"\nLocation Type:","attributes":{"bold":true}},{"insert":" Hybrid,"},{"insert":" a flexible work model blending in-office and remote working","attributes":{"italic":true}},{"insert":"\n\n"},{"insert":"\nPosition Type:","attributes":{"bold":true}},{"insert":" Full Time"},{"insert":"\n\n"},{"insert":"\nSchedule: ","attributes":{"bold":true}},{"insert":"Monday through Friday, shifts between the hours of 8:00 AM and 6:00 PM","attributes":{"bold":true}},{"insert":"\n\n"},{"insert":"\n\n"},{"insert":"\n"},{"insert":"\nThe first Mortgage Processor plays a vital role in improving the financial lives of Suncoast Credit Union members. Key responsibilities include processing 1st mortgages, FNMA, portfolio, construction, and investor mortgage loans. This individual performs all duties in accordance with credit union policies, procedures, and state regulatory guidelines. An ideal candidate is a courteous individual who provides efficient service with the utmost concern for the confidentiality, security, and privacy of member data."},{"insert":"\n\n"},{"insert":"\n"},{"insert":"\n\n"},{"insert":"\nResponsibilities:\n"},{"insert":"Administer tasks to meet all processing conditions associated with the loan approval according to GSE, PMI, FHA, USDA, and credit union guidelines"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nReview documents that support application data such as employment and income"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nAnalyze tax returns, asset documentation, payment history, liabilities, and estate owned to validate accurate information"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nObtain corrections and written explanations for any material discrepancies from the original application"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nReview title insurance commitments, appraisals, surveys, and pest inspections for accurate information\n"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"Verify adequate hazard and flood insurance coverage\n"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"Update the loan origination system with verified information and dates to ensure complete and accurate tracking of documents\n"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"Maintain close communication with all parties involved in the mortgage transaction to ensure timely fulfillment of documentation requirements and established SLA’s"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nConduct phone calls and electronic communications with mortgage applicants to answer questions in accordance with established performance standards and benchmarks"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nReview redisclosure documents and verify the accuracy of items such as loan amount, loan term, rate, and closing costs"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nPrepare and submit completed underwriting files in accordance with guidelines of the Desktop Underwriter, PMI, and other investors if applicable"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nCompare the Loan Estimate and draft Closing Disclosure to review items for accuracy"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nEnsure changes of circumstance are correctly documented and required closing time frames are met"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nMonitor daily pipeline reports and pipeline views to review files in accordance with established performance standards\n"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"Assist service centers with questions regarding mortgage applications in the processing stage"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nAttend educational events to increase professional knowledge\n"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\n"},{"insert":"Qualifications:\n"},{"insert":"High school diploma or equivalent"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\n3+ years of mortgage processing or closing experience"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\n2+ years of Fannie Mae experience preferred"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nAbility to work evening hours outside of normal operating hours\n"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"Ability to prioritize tasks, deal effectively with competing and changing priorities to meet deadlines"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nAccurate, detail-oriented, and organized with task management"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nAbility to analyze and resolve routine problems or situations"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nKnowledge and understanding of regulatory compliance necessary to successfully perform job responsibilities"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nProficient written, verbal, and interpersonal communication skills to interact effectively with members, staff, vendors, and government regulators"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nAbility to communicate information requiring explanation or interpretation"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nAbility to work independently and in a team-oriented environment"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\n"},{"insert":"\n\n"},{"insert":"\n"},{"insert":"\nSafe Act Statement","attributes":{"bold":true}},{"insert":"\n\n"},{"insert":"\nThis position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry (NMLS). The employee will obtain a unique identifier from the registry before engaging in mortgage loan originator activities. The employee must maintain and renew the registration on an annual basis, provide updated registration information with the registry on a timely basis, and provide a unique identifier to consumers as required by applicable SAFE Act regulations and Suncoast Credit Union policies and procedures."},{"insert":"\n\n"},{"insert":"\n\n"},{"insert":"\n"},{"insert":"\nBenefits\n","attributes":{"bold":true}},{"insert":"\n\n"},{"insert":"Financial Well-Being: ","attributes":{"bold":true}},{"insert":"Bonus Program up to 12%, 401K Matching up to 8%, Retirement Planning, Pay Increases based on Competency, Employee Loan Discounts, Flex Spending Accounts"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nWellness: ","attributes":{"bold":true}},{"insert":"Medical Coverage, Dental and Vision Coverage, Access to 4,000+ Gyms, Mental Health Resources, PTO Wellness Days, Short Term and Long Term Disability Coverage"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nWork-Life Balance: ","attributes":{"bold":true}},{"insert":"11 Paid Holidays, 3 weeks of Paid Time Off, 4 weeks of Paid Parental Leave, Birthday PTO"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nCommunity Involvement: ","attributes":{"bold":true}},{"insert":"Paid Volunteer Hours"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\nGrowth: ","attributes":{"bold":true}},{"insert":"Degree Assistance up to $5,000 per year"},{"insert":"\n","attributes":{"list":"bullet"}},{"insert":"\n"},{"insert":"\nFor more information, including additional benefits, please visit our benefits website at ","attributes":{"italic":true}},{"insert":"https://careers.suncoastcreditunion.com/benefits","attributes":{"bold":true}},{"insert":"\n\n"},{"insert":"\n\n"},{"insert":"\n"},{"insert":"\nCompany Overview\n","attributes":{"bold":true}},{"insert":"\n\n"},{"insert":"Suncoast Credit Union is consistently chosen as a Tampa Bay Times Top Workplace because its employees genuinely #LOVEWORK! Employees flourish in an inclusive culture celebrating growth and prioritizing the community. Chartered in 1934."},{"insert":"\n\n"},{"insert":"\nFor more information, please visit our careers site at ","attributes":{"italic":true}},{"insert":"https://careers.suncoastcreditunion.com/","attributes":{"bold":true}},{"insert":"\n\n"},{"insert":"\n\n"},{"insert":"\n\n"}]}
Benefits
Paid parental leave, 401(k) 8% Match, Disability insurance, Health insurance, Dental insurance, Paid time off, Parental leave, Vision insurance, 401(k) matching